Did you know that an investment fund is the ideal complement to your Invest Savings 3 account? Because the lengthy investment horizon of a tied pension (Pillar 3a) allows you to use investment funds to benefit from higher returns than those currently offered by the low-interest Invest Savings 3 account:

• Greater opportunities for returns in the long term thanks to the option of participating in market trends.
• You are free to choose an investment strategy and the amount you invest

Are you more of a cautious type when it comes to providing for the future? Or would you like your pension solution to have a long investment horizon so that you can exploit the potential of higher returns? Five diverse BVG-Mix investment vehicles are available for you to create a private pension plan that is tailored to your financial objectives. Irrespective of whether you want to take a defensive or an offensive approach to establishing a private pension, you will always find a suitable solution with us.

The four mixed pension products are managed by Baloise Investment Foundation for Pension Funds.

The investments are selected in compliance with the investment guidelines of the Ordinance on Occupational Retirement, Survivors' and Disability Pension Plans (BVV2). Depending on the prevailing economic situation as well as the assessment of the interest rate, equity market and exchange rate environments, controlled adjustments are made to the investment strategy within the specified ranges.

The basis for the acquisition of these pension solutions is a pension provision agreement with Baloise Bank.